Our planning process is designed to engage your most pressing personal financial concerns:
- Can I retire? When can I retire?
- How do I send my children to college?
- Is my family protected if something were to happen to me?
- Are my investments aligned with my financial goals?
- How do I buy my first home?
- Am I doing the right things for my finances?
Step One: Getting to Know You
Your journey starts with where you are today. We take the time to understand who you are, and where you’d like to go.
The “Getting to know you” Meeting takes place at location that you feel most comfortable to share confidential information, at your home, your place of business, or at our office. It typically takes about 60-90 minutes. In the introductory meeting, we listen to your needs and determine if we can provide the services required to meet your financial planning objectives. This first step is crucial in establishing a foundation for your financial plan and will focus on gathering your information as well as a detailed discussion of your financial goals and objectives.
The end result of this meeting allows us to understand where you are currently, what you want to accomplish, what are your unique circumstances are and resources to assist in accomplishing your goals.
Step Two: Crunching the Numbers
We take our understanding of where you are, and evaluate the possible paths to get you to where you want to be.
We analyze the information provided during our first meeting by identifying and issue-spotting the chasm that separates your current situation to your long-term goals. The end result of this phase of our process allows us to develop appropriate strategies for you around your investments, estate plan, insurance, taxes, and budgeting.
Step Three: Action Item Plan
We provide an ongoing step-by-step roadmap that guides our clients to financial independence and success.
We present recommendations and discuss options to get you to your desired outcome. This phase culminates in a step-by-step action plan to bridge the gap between your current situation you’re your end goals.
Who implements the plan?
Implantation is a collaboration between you, us, and your other trusted advisors i.e. estate planners, insurance professionals, CPAs, etc… We work with you to accomplish each task, bringing you a step closer to realizing your financial goals. We will do everything we can to facilitate each action item list, because the action item plan without follow through, is ineffective.
How do we monitor progress?
Once the plan is fully implemented, we monitor your progress through an annual plan review of the progression of goals, quarterly investment reviews. In addition, you will receive monthly account statements for your investments.
Are we on track?
We provide an investment performance summary quarterly and an annual review of goals and progress, including detailed personal financial reporting. In addition, clients receive monthly account statements from the asset custodian.
What happens if things change?
We understand that one constant in life, is change. We are here to guide you through as life changes, reassess your plan, and create new action item steps. In addition, we provide updates to your plan as tax and estate laws change.